Dental Insurance Questions
If you’re in need of dental care, you may have questions about the treatments we provide and costs associated with those treatments. Many people have dental insurance questions pertaining to their coverage for certain treatments and how much out-of-pocket expenses they will be responsible for based on the treatments they are receiving.
At Teach Dental Group, we are a fee-for-service practice, which means that we have certain fees for the procedures that we do as highly qualified practitioners. We do not discount our treatments because of dental insurance, but we gladly file for dental insurance coverage, allowing our patients to only be responsible for the co-pays. Keep reading to get answers to the most frequently asked dental insurance questions we receive at our office so you can make an informed decision about your health.
Are Cosmetic Dental Treatments Covered?
Most dental insurances do not cover cosmetic procedures and treatments, such as tooth whitening and veneers. However, if such a procedure were necessary due to a damaged tooth or another significant condition, the procedure may be covered. Because teeth whitening and porcelain veneers are considered elective cosmetic dentistry procedures, they are generally not covered by dental insurance unless there is an extenuating circumstance that would make it medically necessary.
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Does Dental Insurance Cover Restorative Dental Treatments?
One of the most common dental insurance questions we get are in regards to restorative dental treatments, as these types of treatments are common among patients. Generally, most dental insurance companies cover root canal treatment. How much of the fee will be covered depends on the benefit plan or the insurance company. Oftentimes there is a waiting period of 12 months before your insurance will cover root canal treatment. Fillings are generally covered by dental insurance because fillings are common treatments performed to fix problems with teeth such as decay. Tooth decay affects everyone and is very common, therefore is often covered by dental insurance. To restore the tooth to good health, the placement of the filling is a covered dental procedure.
Dental insurance plans will also often cover dental crowns because they constitute necessary dental procedures. How much of the crowns will be covered by dental insurance again depends on the patients’ plans and which types of insurance coverage they have. If you are unsure of your coverage, we would be happy to help you get the answers you need. Contact our office at any time with any dental insurance questions you have and we would be happy to help understand your coverage.
Are Dental Implants Covered by Insurance?
Dental insurance generally covers multiple procedures related to implants. Sometimes dental insurance will also cover bone grafting, but certain insurance companies do not. Depending on the company, dental insurance will usually cover dentures as well, though it is important to discuss and review this treatment with our office ahead of time so that no surprises occur later. Before any procedure, we can usually get a pre-authorization from a patient’s insurance company to find out whether a specific treatment is going to be covered and what (if any) out-of-pocket costs the patient will be responsible for.
Still Have Dental Insurance Questions?
Dental insurance can be confusing to understand. Unfortunately many dental insurance companies make understanding coverage difficult. At Teach Dental Group, we want to make it easy and affordable for patients to get the treatment they need without worrying about the cost. If you have any dental insurance questions, please call our Buffalo dental office today to get the answers you need to make an informed decision about your oral health.
With over 40 years of experience serving the West Seneca and greater Buffalo region, we welcome the opportunity to put a smile on your face and welcome you to the Teach Dental Group family. Schedule your free consultation today!
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